Security & Compliance

Your money and your data are protected by bank-grade security and a regulated compliance framework. Here's exactly how.

Licensed & Regulated

FINTRAC-Registered MSB

DicePay Ltd. is registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a Money Services Business.

MSB Registration No. M23200121

Verify our registration on the FINTRAC MSB registry

Incorporated in Ontario, Canada

DicePay Ltd. was incorporated in Ontario on December 21, 2022, and operates from its head office in Pickering, Ontario.

Ontario Corporation No. 1000395615

Anti-Money Laundering (AML) & KYC Statement

DicePay maintains a comprehensive Anti-Money Laundering and Counter-Terrorist Financing (AML/CTF) compliance program, in line with the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and FINTRAC requirements. Key elements include:

Know Your Customer (KYC)

Every customer's identity is verified before they can transact, using government-issued ID and independent verification checks.

Transaction Monitoring

Transfers are monitored for unusual or suspicious activity, with defined escalation and review procedures.

Sanctions & PEP Screening

Customers and transactions are screened against international sanctions lists and politically exposed persons (PEP) databases.

Regulatory Reporting

We file the reports required by FINTRAC, including large cash transaction and suspicious transaction reports, and keep records for the legally required periods.

Dedicated Compliance Officer

A designated Compliance Officer oversees the program, supported by ongoing risk assessments and regular staff training.

How We Protect Your Money & Data

Encryption Everywhere

Your data is encrypted in transit using TLS and at rest using industry-standard AES-256 encryption.

Multi-Factor Authentication (MFA)

Add a second layer of protection to your account so that a password alone is never enough to get in.

Strict Access Controls

Access to personal information is limited to employees who need it for their role and who are bound by confidentiality obligations.

Fraud Prevention

Dedicated fraud monitoring, device checks, and verification steps protect your transfers from unauthorized activity.

Keeping Your Account Safe

Never share your password or verification codes with anyone – DicePay staff will never ask for them.
Enable multi-factor authentication in your account settings.
Only send money to people and businesses you know and trust.
Contact us immediately at support@dicepay.io if you notice anything unusual on your account.

Questions about compliance?

Our compliance team is happy to help with any questions about licensing, AML, or how your data is protected.